Medicare’s Open Enrollment Period is here! Now’s the time to compare Medicare plans for 2022.
Medicare & Healthcare Insurance Specialist
Mike Fisher is an independent insurance agent with a focus on Medicare Supplement plans (Medgap), Medicare Advantage plans (MA, MAPD), Part D Prescription plans (PDP) and Individual Healthcare Insurance plans in the Philadelphia Metro area and Southern New Jersey area. Providing services that focus on senior healthcare services in the Pennsylvania and New Jersey areas. In addition to the Medicare insurance plans we offer under 65 healthcare plans including plans on PENNIE, as well as Dental and Vision Care plans, Hospital Indemnity and Final Expense policies.More Information
THE MEDICARE BLOG
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If you are using Insulin you may want to change your Medicare Advantage plan. By changing plans, you could save Thousands of Dollars in 2021. Call me at (610) 420-6064 to discuss the possible change and savings.
Our Medicare Commercial to be aired on Xfinity during the Medicare Annual Enrollment, October 15 to December 7. Call for more information 484-340-8112.
I wanted to share this article on the changing of the healthcare field. It doses beckon the old days of when a doctor would do home visits. Telehealth is changing the way we see our doctors. With modern technologies it’s possible to have a telehealth home visit through your devices such as smartphone, tablet or […]
Acupuncture a new benefits for those on Medicare.
Guard Your Medicare Number!
A lot of people get confused on different types of Life Insurance polices they may want to consider. A Final Expense Policy in a nutshell in a simplified whole life policy. The purpose is to take care of expenses of the insured after death. During our life span we all have a financial responsibility, at […]
A notice I received from medicare to be cautions during this medical emergency with the COVID-19 virus. If someone dose contact you report them!
You’ve likely heard about the Coronavirus (officially called “2019-Novel Coronavirus” or “COVID-19”) in the news. While the immediate health risk remains low to Americans and there isn’t a vaccine yet, there are still ways that you can help prevent the spread of this virus. As a Senior your risk might be higher than some of […]
As of April 4, 2022, Medicare covers up to 8 OTC COVID-19 tests per month, at no cost to beneficiaries who have traditional Medicare or Medicare Advantage plan. In order to get the tests, Medicare beneficiaries need to bring their red, white and blue Medicare card to a participating pharmacy or healthcare provider. They should […]
Medicare Part A & B
Original Medicare consists of two parts: Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). Medicare Part A covers Medicare inpatient care, including care received while in a hospital, a skilled nursing facility, and, in limited circumstances, at home. Medicare Part B (medical insurance) is part of Original Medicare and covers medical services and supplies that are medically necessary to treat your health condition.
Medicare Part C
If you currently are enrolled in Original Medicare, Part A and Part B, you can choose to enroll in Medicare Part C, more commonly known as Medicare Advantage. Medicare Advantage plans are offered by private health insurance companies to provide and coordinate Medicare Part A and Part B benefits (hospital and medical) for beneficiaries. Many plans offer Prescription Benefits (Part D) and some offer additional benefits not covered by Medicare Part A & B.
Medicare Part D
Medicare Part D prescription drug coverage, often referred to as Part D, is provided and coordinated by Medicare-approved private insurance companies. Any beneficiary who is eligible for Original Medicare, Part A and/or Part B, and permanently resides in the service area of a Medicare Prescription Drug Plan, can sign-up for Medicare Part D. Medicare Part D coverage is optional, but if you don’t enroll in Part D as soon as you’re eligible, you might pay a late-enrollment penalty if you enroll later.
Enrolling in a Medicare Advantage Plan or a Medicare Supplement Plan
You cannot enroll in both a Medigap and a Medicare Advantage plan. There are restrictions on enrolling in a Medigap plan which we will review here.
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